Guranteed Apartment Approvals, Houston, Texas. A Responsible Party would be a person (normally a father, mother or relative) here or overseas (if you are relocating from outside the U.S.) who meets either of the following tests: (i) such person(s) has a minimum annual income (in their home country) of a minimum of 50x the monthly rent you are seeking or (ii) such person has cash liquid assets or marketable securities (in their home country) equal to a minimum of 80x the monthly rent that you are seeking. We 'Pre-Screen' you based on the Qualifications from our Referral Partners and match you with the best company based on what you qualify for any what your requirements are. The online ad was detailed and packed with gorgeous photos. Verification can help ensure real people write reviews about real companies. We provide US and international students, recent graduates, retirees, international employed, the self-employed, relocating persons, and persons with significant cash liquid assets with more approval opportunities. As a landlord, this is a no-brainer. The renter(s) pays for the Insurent Lease Guaranty. There are plenty of companies out there that will happily take your money and tell you what you want to hear and then disappear after you pay them. We will go over what is needed to get approved for an apartment, tips they won't tell you when applying, and programs 5 Ways To Rent An Apartment EVEN IF You Have Bad Credit or Have an. We are the #1 Apartment Approval Company in the nation. On top of everything they do and wanted to help me even though I have horrible credit. He then spent eight years as a content lead on the Windows team at Microsoft. However, what you can expect is an honest response from us, as always. Loved the service. amanda was so helpful and easy to work with! After youve completed your initial phone consultation, well email or text you an application link to start your file to get approved for a property of your choice. Im not sure when it became a SCAM to refuse service due to someone that cannot control their behavior. Insurent's hours of operation are Monday-Friday from 9:30 a.m. to 6:00 p.m. (EST), and Saturday and Sunday from 12noon to 5:00 p.m. (EST) excluding holidays. And that wasn't even the worst possible outcome. Contact us to find out more and don't forget to ask about our fast-tracked program. In the event that you are relocating from outside the U.S., the Responsible Party would be in your home country and the tests above relate to their income or cash liquid assets in their home country or elsewhere. Ten minutes later, we signed the new updates lease.". Which I never did due to the covid-19 pandemic. A CPN is a Credit Privacy Number that protects your private credit information.The use of a CPN is legal and permissible. You should vet the listing agent before handing over any money to be sure that he or she is, at the very least, an actual agent or the landlord with the legal authority to rent the apartment. We screen and stand behind renters we verify. If your financial profile is difficult to assess by standard means, we can dissect it almost forensically. If your credit is not so great and youre spending money on application fees and getting denied, OneApp is the way to go. This company came through and for 3.5 years we have used them with ZERO issues. knowledgeable staff outlined the different options, then helped us get approved for the apartment. The father (or mother or some relative overseas or here) will just need to have a minimum annual income of 50x the monthly rent in their home country or a minimum of cash liquid assets/marketable securities held by them in their home country of 80x the monthly rent. What is my maximum liability under the Insurent Lease Guaranty, in the event that I breach any of my lease obligations? Evictions, Eviction Help, Second Chance Apartments, 2nd Chance Apartments, Renters Identification Number, How to rent with evictions, Evictions Accepted, Eviction Removal Programs, Second Chance Apartment Rentals . "If it doesn't feel right, it probably isn't right," Mermelstein said. We've rounded up the most common scams and ways to avoid them. You will be liable for any amounts paid on your behalf plus any legal fees incurred to collect those amounts from you. Pre-screening is totally free! . Now I call the 917-633-4703 number and its say's it's been Disconnected!!. I was able to rent a beautiful luxury loft apartment for those 2 years and during that time, they helped my credit score rise and show great rental history. We help individuals with not so perfect rental history get approved for an apartment,rental home, townhouse or condo. This company gave me a quality way to live for 7 years. "When you move out, your landlord will try to recoup all of the money that they can for repairs, even if the property was damaged prior to you moving in," Shawn Breyer, a real estate agent in Georgia, told Business Insider. If you want proof let me know.P.S. Can I get pre-approved and fully approved for the Insurent Lease Guaranty before I find an apartment? A roommate who is not a signatory does not need to submit an application to Insurent. The risk of identity theft is significant, and can happen in much the same way as the wired money scam. New landlords and their respective buildings are being added on an ongoing basis. THIS IS THE LAW, called Fair Housing.For a business thats allegedly a SCAM, she sure keeps coming back and filling out more forms on our website! What are the basic requirements for a renter to qualify for the Insurent Lease Guaranty ? View the Tenant Participation Agreement. How much is the Guaranty fee under the Insurent Lease Guaranty Program? Nardo's story is not uncommon. When used to describe personal loans, the guarantee refers to instant decisions that take place at least twice during the borrowing process once at prequalification and again at final approval. The property may require other fees and deposits. While meeting the listing agent in person and walking through the apartment in real life are critical, you can do more to keep your personal information safe. See Fewer. They are very clear about this on their website the helped me and my son out of an abusive situation and able to rent a gorgeous apartment. Our program eliminates the hassle of finding a suitable co-signer. Visnova is wonderful. We are not a "pay to play" service. What happens if I have a co-tenant or roommate? We manually search for a match for you once we receive your request. The real question is: why not? Landlords are guaranteed their rent in full each month. Insurent simplifies and eases the rental process for renters, brokers and landlords/property owners. This place and *********************** took money from my family after losing our home following covid. When our Corporate Application have been APPROVED, youll receive a Welcome Confirmation email to confirm your Move-In Date and duration of your Lease Agreement. Insurent is continuously expanding its base of certified buildings. We guarantee our servicesCPN and our "Credit Score Improvement Program". Vet the listing agent, either by using an intermediary service or by sleuthing the web site and making some phone calls. (*this data captured by a data analytics tool) In closing, I highly recommend Guaranteed Apartment Approval Corporate Leasing Program to any company looking We also use third-party cookies that help us analyze and understand how you use this website. This business was made for me! If non-US, a minimum annual income of 27.5x the monthly rent OR cash liquid assets/publicly held securities of a minimum of 50x the monthly rent, and no US credit history required. We have been around over 10 years now starting our business in 2009. My wife and I were in a bad spot with our credit due to medical bankruptcy so we couldn't get approved for rentals. Less scrupulous landlords know this and capitalize on it to extract extra cash from you up front on fees like background checks. previous eviction, bankruptcies, Let renters who need a co-signer know we can help them. We can make it work. I had called a couple of other companies before them that did the same type of service and never even received a response from them. We have seen every scenario and were here to help. It's no surprise that it happens in real estate as well. The NYC lease guarantor service began in New York but has expanded rapidly to other major markets including New York, New Jersey, Massachusetts, Illinois, Maryland, Virginia, Washington DC, Nevada, California and Florida. It takes only a few minutes to apply for an online guaranteed payday loan (or for a guaranteed payday cash advance alternative, namely a short-term personal loan), and you will usually receive a loan decision within seconds after hitting the submit button. November 2007. thanks again!! Unfortunately not. Argonaut Insurance Company is rated A- (Excellent) by A.M. Best, and is located at 225 West Washington, 6th Floor, Chicago, IL 60606. Average guaranty fees for non U.S. parties without U.S. based credit history will approximate 98% - 110% of a months rent for the one year lease guaranty. We'll strengthen your rental application as your co-signer for the term of the lease, so property managers can say yes to you. Once you find your apartment, Insurent will just need the building address, monthly rent and lease dates to email you an Agreement and payment instructions before issuing a lease guaranty to the landlord. Do all landlords in the NYC metropolitan area accept the Insurent Lease Guaranty? I was able to live in an upscale townhome in a fabulous school district because they didnt let my credit score define me! Submit signed application via email along with applicable documents we request such as your Driver License or State ID, SS Card, & Proof of Income. Dominate search results. I used this service for 2 years (Oct 2020-Oct 2022) and everything was exactly as advertised. Well I got approved. I received excellent service from this company. Nor has any organization such as the BBB contacted us. Your landlord could even place a lien against you for compensation of the damages.". to help you find the perfect apartment or home for your family! Sole Applicants or Applications with 2-4 Renters: Yes, you can apply for the Insurent Lease Guaranty with no application fee and be initially qualified and receive will an Insurent Qualification Certificate normally within 30 minutes. Use a cashier's check (which is easier to trace) or a credit card when possible. "Scammers place fraudulent listings, and when someone reaches out to them, they're instructed to wire money in order for them to hold it or take it off the market," he told Business Insider. They will take your hard earned money and not do a **** thing. It's like having a whole new credit profile and starting over with zero credit and history. good luck finding another cosigner/guarantor - note: we never changed you a penny. Visit Business Insider's homepage for more stories. Dave Johnson is a technology journalist who writes about consumer tech and how the industry is transforming the speculative world of science fiction into modern-day real life. It's critical to avoid completing any leasing applications, credit checks, or sending money without first meeting the listing agent or landlord in person at the apartment you want to rent. It just depends upon whether your scammer wants cash, your personal information, or both. It's easy and free to apply. In the event that the insurer is required to make any payments to the landlord on your behalf, you will be subject to legal action for the full recovery of any such payments and your credit report will be negatively affected. View rentals, browse photos and more! I did everything right and still was not able to secure an apartment through them. If you've experienced. They did not get approved. We remove the risk of rent loss from the equation. We issue guarantees for graduating college and professional school students entering the workforce; non U.S. employed persons relocating to the U.S.; U.S. and international students with Responsible Parties; self-employed persons; relocating persons; non-employed U.S. and non U.S. persons with significant cash liquid assets; retired creditworthy individuals; and U.S. The Insurent Lease Guarantor Service fulfills the need for a guarantor/co-signer when a landlord requires that a tenant have a guarantor or requires significant additional security or prepaid rent by the tenant in order to obtain an apartment. Register your property with OneApp Guarantee. Read these reviews However, I dont start my job for sixty days. Low Credit Score due to Divorce, Bankruptcy, Broken Leases, Evictions, are all Accepted because we Credit Qualify The apartment approval process is similar to taking out a loanyou must prove that you're not a credit risk and can keep up with monthly payments. The landlord will not countersign the lease until the Insurent Lease Guaranty has been issued to the landlord. All you need to do is provide Renter's Insurance and Proof of Utility Service in your name and arrive to pick up your keys to your new home! The cookie is used to store the user consent for the cookies in the category "Performance". Need help Getting Approved. I'm so glad I did! Each of our second chance rental specialist has the experience and expertise in their perspective fields. Thank You! We've already gotten denied once and i'm . i am happy also you got your keys and got settled in!, thx for using our service, Lindsey. Award winning company since 2018. GUARANTEED RENTAL APPROVAL; . I am very happy with my new place! They only get the information they need to approve your rental. This website uses cookies to improve your experience while you navigate through the website. What is the Insurent Lease Guaranty Program? We've made it simple for property managers to approve more renters. A Wholly Owned Subsidiary of Nationwide Financial Solutions, LLC. The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional". "By the time you discover the keys don't work, they're long gone.". GREAT LOCATION! After filling my BK13, these were the only people willing to work with me. We get you in. It goes against our guidelines to offer incentives for reviews. The Insurent Program issues guarantees for non employed U.S. and non U.S. persons with significant cash liquid assets or marketable securities (here or abroad). But before she did, Nardo drove across town to see the location for herself, and discovered the bad news: It was not for rent at all. I was unsure about them at first, but took the risk. ********************************************************. Now, I've been able to purchase a home and get back on my feet. Submit a copy of bank/ brokerage statement and ID. GET ACCEPTED i feel bad for those getting scammed by these ppl. I left pictures on their website page before main. If two or more roommates will sign a lease (i.e., act as signatories), and if one of the signatories intends to apply for an Insurent Lease Guaranty, then all signatories must apply for a lease guaranty. Insurent requires separate applications from signatories because all signatories are bound to the rights and obligations under the lease. Joule La Floresta. The approval time for completion is typicaly 3-4 weeks and is guaranteed for luxury or non-luxury properties. LET OUR COURTEOUS STAFF GO OVER THE PROGRAM, AND ANSWER ANY QUESTIONS YOU MAY HAVE. It's especially dangerous to try to rent an apartment remotely, from out of state, but if you're willing to take that risk, insist on a tour of the location via FaceTime. Browse 99 Apartments in Brea, CA. The guaranty fee is per lease, not per person. We highly recommend Guaranteed Apartment Approval After I did my application they worked with me to look for a place I liked. Free Application And Same-Day Approvals. Yes. You can search the Insurent database of certified buildings. Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews. I applied 48hours ago and haven't been contacted. How can I benefit from the Insurent Lease Guaranty program? This business preys on those asking for help. However, they didn't know I always get everything agreed in writing. This company is literally a scam. I was able to get a bigger and better apartment on my own after using them and my credit score has increased as well. Our Apartment Approval Program is the best in the nation. And that wasn't even the worst possible outcome. Ryan Coon, CEO of online property management platform. If I pay the guaranty fee and do not receive the apartment, do I receive a refund.