transfer myki balance to another card transfer myki balance to another card

Aspects that need your attention include: Make a selection based on whether you might benefit more from getting a card with a time-based 0% APR offer or one that comes with a low regular APR. How does credit and credit cards work for students? I don't think we'll find out why the OP wanted to transfer balances as they haven't logged into Whirlpool for a year and a half. 187 0 obj How hard can it be to transfer money from a card that I own to another card that I own, both under my name and both registered to my account? 2. I realise this is not a life-changer, but there's a principle at stake. If you top-up your Myki via online or phone (NOT over-the-counter or at a vending machine) but then you don't use the card within 90 days, then you may have some issues. My Myki was due to expire after three years. The balance of any myki pass or myki money will be transferred to your new card five (5) days after your current myki card has expired. *Rates, fees or bonuses may vary or include specific stipulations. All myki smartcards expire after four years. Transferring debt from multiple credit cards to a single card (debt consolidation) is also possible. Thankfully you can organise the replacement before the card has actually expired, if your card is "is approaching its expiry date" (though it doesn't specify precisely what "approaching" means). From a creditworthiness point of view, this number should be at 30% or lower. Choose a balance transfer card based on the length of the 0% APR offer, balance transfer fees, annual fees, regular APRs and added perks. Find out how much to top up at Fares. EDIT; The card that I want to transfer FROM was lost and it was de-activated. Consider a balance transfer card that has an intro $0 balance transfer fee for a certain time frame or waives the fee . The Blue Business Plus Credit Card from American Express, Marriott Bonvoy Business American Express Card, Capital One Quicksilver Cash Rewards Credit Card, Credit One Bank Platinum Visa for Rebuilding Credit, U.S. Bank Altitude Go Visa Signature Card, American Express Blue Business Cash Card, Blue Cash Everyday Card from American Express, Blue Cash Preferred Card from American Express, Delta SkyMiles Blue American Express Card, Delta SkyMiles Gold Business American Express Card, Delta SkyMiles Gold American Express Card, Delta SkyMiles Platinum Business American Express Card, Delta SkyMiles Platinum American Express Card, Assent Platinum 0% Intro Rate Mastercard Secured Credit Card, Capital One SavorOne Cash Rewards Credit Card, Capital One Spark Cash Select - $500 Cash Bonus, Capital One VentureOne Rewards Credit Card. We have this new thing called EMAIL. . Is it a Myki issue? This is the case for all major credit card issuers. Choose a card from the list or search by location or card name. startxref One may also ask,do pensioners get free train travel in . Also if James or Patrick from the PTV call centre get to see this I'm sorry for being a cunt nugget. Here's where to find it: After logging in to your account, go to "Card Details.". I am only onto my second card because the first was lost. 0000005223 00000 n Transfer your physical travel card to your iPhone On your iPhone, open the Wallet app. Wtf? Check your old Myki cards / News / News / Railpage A balance transfer can give you the flexibility to: Pay off high-interest balances If you're undertaking a factory reset, software update or uninstalling and reinstalling Google Wallet, you'll need to take the following steps first: Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets. Key points: A third of Melbourne's public transport users will be able to use the app The Government is in talks with Apple to develop an iPhone version Your new starting balance would be $3,090. A reserved V/Line paper ticket can be replaced before your day of travel at any staffed V/Line station, once you complete a V/Line Passenger Refund Application Form. Transfer your balances to the card with the best offer or your new card. Carrying out multiple transfers to a single credit card may affect your credit score by increasing or decreasing your credit utilization ratio (the percentage of the amount youve borrowed from your total available credit). The PTV Hub can provide you with a replacement card with the remaining balance being transferred within 7 days. More than a year ago, I needed to change my concession Myki to full fare (no longer a student). Can you transfer MyKi balance from one card to another? It takes longer to get through the platform barriers than it did under Metcard, you are charged for the physical card separately to the fare for travel, the much-touted advantage of "touch on and touch off for the lowest fare" adds no value for the hundreds of thousands of regular commuters who use monthlies or yearlies, the scanners can tell when you touch on with multiple cards but not that one of those cards is a Myki and the rest are not, you can't tell with a glance at your card when it expires, the top-up machines take for-fucking-ever to process a transaction, and amongst other things if you want to transfer funds from one Myki to another, you have to print out a form and send it via mail to them! 0000003206 00000 n 0000002429 00000 n You can manage up to 8 mykis through one account. Buy a new myki and top up with myki Money or a myki Pass and register your new myki. Compare Balance Transfer Cards | finder.com To. In a couple of weeks I will be renovating and furnishing a new house. The process begins when you submit a balance transfer application. For a bus anyway. You can use the ticket number to register your myki or if you require a refund. hbbf`b``30 ap Hoping to transfer the same balance repeatedly over time by using different balance transfer cards with 0% APR offers is fraught with risks. Nor does your card expire after 90 days of not getting used. Once your phone has rebooted, go to Mobile myki within Google Wallet. How balance transfers work Learning how to transfer a credit card balance to another card requires understanding the intricacies of the process. We're working to improve the messaging. It's idiotic bureaucracy and laziness stopping them doing the transfer, not technical limitations. How to Transfer a Credit Card Balance to Another Card If youre getting a 0% APR balance transfer card, check the duration of the promotional period and the APR that applies once the promo period ends. I was told that I could only have one card balance moved to my second replacement card, and that the other would have to be done via a transfer form. Carrying that balance is costing you $1,000 a year in interest. Even if they do, you can only transfer a balance between a Synchrony credit card and another issuers credit card. Reddit and its partners use cookies and similar technologies to provide you with a better experience. Thats fucking stupid, that means each touch on has to have a processing unit to determine distance traveled and amount charged. Balance transfer from Lowe's to another card? - myFICO Forums Do You Have to Be a Student to Get a Student Credit Card? 0000003014 00000 n Myki is the best free password manager for users looking for secure storage, ease of use, quick authentication, and cross-platform syncing. I still don't understand why though - what is the technology required to do this? <> But what if the amount is comparable to or less than the postage? Press question mark to learn the rest of the keyboard shortcuts. You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. Annual Fee: $0. Register your myki - Public Transport Victoria 179 0 obj replacement card and to organise a balance transfer from your old myki to your new one. Mr Miners' sudden departure came just a week after it was revealed that the $1 billion myki smartcard system originally due for introduction last year would now be delayed until at least 2010. If you have Mobile myki you can set Auto Load via the Google Pay app. Only needed to log on and change auto top-up to new card. You would break even only after a year. endstream endobj The helpfulness of a financial advisor's answer is not indicative of future advisor performance. A non-centralised database/processing unit. Adelaide metroCARD - Adelaide Metro Unless there is anything special in what you need, I would think that most people only need one or two myki cards. But yeah, a fair bit that is just backwards. Balance Transfer Offer: Get a 0% introductory APR for 21 billing cycles for purchases, and for any balance transfers made in the first 60 days, a variable APR of 15.49% - 25.49% . With my shitty luck I ended up losing this one at work (someone saw it on the ground but we assume the cleaners picked it up) so I called Myki, asked them if I could order a replacement. You can manage your Adelaide metroCARD online by setting up an account. Get up to 5% cashback in rotating and newly added everyday categories. endobj This is unfair, and I don't think this cost is refunded if you submit the form for a refund. Myki card Myki card child pages. The next question is whether MYKI is free before 7 a.m. On a weekday, train travel completed . In a statement yesterday, the Transport Ticketing Authority said Mr Miners was leaving his job "by mutual consent"." <<71A2449DD11DB2110A0003F7900591FF>]/Prev 491244/XRefStm 1429>> Click on "Select Offer.". New comments cannot be posted and votes cannot be cast. Receive a new myki smartcard when yours expires Your myki smartcard expires after four years. Tap Travel Card. Choose your top up value and minimum balance. A ticket number is a unique 15-digit number for every myki (Mobile myki and physical). Victorian public transport users will be able to put away their Myki cards and tap on using their smartphones with a new mobile ticketing system being introduced this week. All myki smartcards expire after four years. No wonder the thing cost more than a billion dollars. Contact us to request the transfer. PTV advises that you call 1800 800 007 to block your existing card and the team will then send out a new card, which will . Buy a Myki card; Top-up a Myki; Traffic accident reports Traffic accident reports child pages. Online at Public Transport Victoria website . Top up myki | Service Victoria If your myki card is registered, call 1800 800 007 or visitptv.vic.gov.au. Contact us to request the transfer. If our equipment cant read your damaged or defective myki, it may take extra time to transfer the remaining balance to your new myki: Well still give you a new myki smartcard on the spot. If your Mobile myki has been checked by a V/Line conductor or Authorised Officer, this will show as the phone has not recorded a transaction. It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. But to use it on another phone than on your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose 'Move to another device'. To use, simply: top-up your card tap on at the start of your journey tap off at the end. myki - Public Transport Victoria To complete these transfers for the entire amounts on both cards, you will need an available credit limit of at least $9,270 on your new card. Why are the PTV and Victorian Minister for Transport allowing Myki to get away with this? The process begins when you submit a balance transfer application. Replacements usually take up to 10 business days and include the remaining balance of the old card. 0000000016 00000 n You can register either when you buy your myki, or at a later date. myki Pass Great if you travel often and on consecutive days. The costs of a balance transfer. December 29, 2022 - 1:47PM. Credit cards may set a minimum balance transfer fee of $5 or $10. It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. You'll need to buy and top up a new Mobile myki. Myki myths 3: credit expires after 90 days - no it doesn't Best Personal Loans for Debt Consolidation, Best Personal Loans with Low-Interest Rates, Best Personal Loans with Low-Income Limits, Student Loan Forgiveness and Cancellation, How to Do a Balance Transfer on a Credit Card, BEST CREDIT UNION CREDIT CARDS FOR BALANCE TRANSFERS, between 2 and 21 days to process balance transfers, How Long Does a Credit Card Balance Transfer Take? For example, if you get a balance transfer card with a credit limit of $10,000 and use it to make a $1,000 purchase, your available credit limit drops to $9,000. Let's say you have $4,000 in credit card debt and transfer that balance to a . How to transfer a balance to a Capital One credit card Update the app and try again. Pick a card that waives the balance transfer fee. For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. Can someone please explain why, when you lose a Myki card which is registered, they can't simply transfer the balance from the old card to the new card over the phone, or else have the ability for users to do so online? 2. If you've lost your previous card or it ceases to work then there is a mechanism for transferring the balance. Paying off a balance transfer is a huge accomplishment and will positively impact your financial future. endobj Depending on the issuer of the card to which you wish to transfer a balance, you might be able to begin the process online or over the phone. The Pros And Cons Of Balance Transfer Credit Cards - Forbes Keep in mind that credit utilization is also affected by individual card balances. Try hovering the phone just above or near the reader, rather than touching the phone on the reader. If you think you might benefit from getting a balance transfer card, look for one based on factors such as eligibility criteria, duration of intro APR offers, regular APRs, balance transfer fees and annual fees. The MoneyGeek editorial team ensures it stays up to date on the latest credit card offers as well as changes in fee structures. Enter the name on the account, account number and payment address of the creditor you want your debt transferred from. Most people would keep the same card for years. How Does Mobile Myki Work In Australia? Guide To Ise Myki - Mobile Pokies If your Android phone with Mobile myki has been lost or stolen, contact your service provider immediately to have the phone blocked. @john_miller 03/01/23 This answer was first published on 03/01/23. On your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. Most of my travels are in the free tram zone and Im sydney based, so its taking me forever to spend the initial credit that was on the card when purchased (I think it was $30). How can I check the balance of my myki card? - KnowledgeBurrow When myki was first rolled out in 2010, it was more than $500m over budget and behind schedule. Assume that you wish to transfer $3,000 from a card with a credit limit of $5,000 and $2,000 from another card with a credit limit of 10,000. But is it possible to go to a ticket booth and have the person there do it? From the "I Want To" drop down menu, find "Transfer a Balance.". Wait a few minutes then check the app to see your balance. Because the whole thing is fucked. The short version. 0000014445 00000 n You can register up to eight active mykis on an individual account. 183 0 obj Make sure you pick a card that accepts balance transfers and has advantageous rates. If you use an Australian Mastercard/VISA card to purchase and top up your Mobile myki, you can get a refund via the PTV website, PTV call centre or PTV Hubs. Reasons for denial may include waiting for too long after getting a new card, wanting to transfer more than your available credit limit or trying to transfer a balance from a card issued by the same card provider. This is how I feel when people ask if I can fax them a form. You only need to wake up your phone to touch on and off. I've got a new Myki in my Seniors package. The easiest option is to call PTV on 1800 800 007. I was told there was nothing I could do for this one as it wasn't registered. A refund for an international payment card cannot be processed by the PTV call centre. This question is about Synchrony Bank Credit Cards. If you need a tax invoice call1800 800 007 and we'll email your tax invoice to your registered email address. You can read the Terms of Service online. No. After having a look at my account he goes "oh no it's already been blocked, you'll have to print out the form and post it in". Can someone explain why this isn't possible? When a Myki card is lost or . Once you do, carrying out a balance transfer becomes rather straightforward. How Many Credit Cards Should a College Student Have? Yes. Alright I'll bite - the first one with the $26 had been registered, so I asked the call centre agent if he could transfer the money onto the new Myki (I had just bought a THIRD one) and he said it couldn't be done. Fast forward a month and my card had still not arrived (myki screwed up my address), so I escalated the matter and complained to a supervisor. If you'd like to buy a myki Pass for a different day duration, you can do so via the PTV website. That said i have a stack of Opal cards, because sometimes I leave my main card in another pocket or bag and also got spares for friends visiting from Overseas. there's no excuse for this money-grubbing by the Myki corporation.Sure there is transferring money between cards is not the primary function. Well block your myki and arrange a replacement myki. I was told that when I made a new card I would be able to transfer the money across. There is no principle. Easy, and only required every three years!! Then he said he could order a replacement one to be posted to me. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. Pay down this card's balance quickly to improve your credit. 0000005119 00000 n How to replace your myki: - Vtsnfttest.com.au If you register your myki, you can set Auto Top Upand manage your myki. Under Other, select Transfer. Buy your go card today Select your go card go card is available for adults, children, and eligible seniors and concession card holders. But what if the amount is comparable to or less than the postage? Do you have any links to the technical specs of the miki? MoneyGeek experts have narrowed down on the best balance transfer cards by relying on the company's unique ranking methodology. This will let you manage your myki as you would a physical myki card. Legit all the way, touched on and everything. endobj Tell them that you want to escalate the matter and lodge a complaint and they'll likely just sort it out in a '21st century' manner. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. We are committed to being fully transparent with our readers. 184 0 obj Transferring balances from multiple credit cards to a single card to consolidate your debt might work well if you have a concrete payment plan in place. For more information, visit the V/Line website. If the Android phone containing your Mobile myki is lost or stolen, let us know as soon as possible. To replace your myki online, you must be requesting the same fare concession type as your original myki. logging into your myki account calling us 1800 800 007 Visiting a PTV Hub Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. What are the best Ways to Start Travel Hacking? Metro Trains: Ripped Off - See 175 traveler reviews, 73 candid photos, and great deals for Melbourne, Australia, at Tripadvisor. A quick tutorial to transfer your myki balance between google pays on different android phones. In addition, it is not any companys responsibility to ensure all questions are answered. Watch the video for steps on how to register online or read more on how to register your myki in the PTV app. I have had a myki card virtually since the start date. I want to transfer the $19.90 to the card with $6.54 on it. In person at a PTV hub , or a premium metropolitan station or staffed V/Line station inside the myki boundary. Myki Card | Buy or Top-up | Transport and Driving | Service Victoria 185 0 obj They're talking bullshit. My old one is registered and everything with my account but there seems to be no way to import that one in. Check your old Myki cards - Daniel Bowen I have my most recent card that has $6.54 on it. 0000117992 00000 n You can replace some types of tickets if they are lost or stolen. Whats the Difference between Business vs. Corporate Credit Cards? For example, when your myki Money balance reaches $10, you could top up with $20. Log into your Barclaycard online servicing account or use the Barclaycard app to see if you have an offer available. Any chance I can get my money back/ transfer it to a new mobile MyKi (both are registered and visible in my account)?